Does the funding report to my personal credit?
No. Our business credit card funding does not report to your personal credit. While a hard inquiry is required as the personal guarantor, your personal credit report remains unaffected as long as monthly payments are made on time.
What if I don’t have a 700 credit score?
If your credit score is below 700, you can bring on a credit partner — such as a friend, family member, or business associate — who meets the 700+ requirement. They’ll act as the personal guarantor and apply on your behalf.
What is the turnaround time for funding?
Funding typically takes 2–4 weeks, depending on your specific profile and funding needs. Some cases may vary.
Can I liquidate the cards into cash?
Yes. We have access to verified, reliable sources that can convert your credit into cash — usually within 3–5 business days. These sources have been tested and trusted by our clients for years.
How many years do I need to be in business?
While banks often prefer at least 3 years in business, we’ve successfully funded clients with just 1 year, provided they have a strong personal credit profile and solid trade references.
What if I don’t have a business?
No problem. We can help you acquire a legitimate Unpublished Shelf Corporation, allowing you to meet the 3-year business age requirement set by most banks.
Does Simple Quick Capital Lending provide funding in all 50 states?
Yes, we proudly serve business owners in all 50 U.S. states.
How long does the 0% interest last?
Most 0% interest offers last between 6–15 months. We also coach you on how to secure ongoing 0% offers to extend your interest-free access to capital.
Simple Quick Capital helps entrepreneurs access up to $200K in business credit using only their personal credit — no tax returns, no bank statements. We make funding fast, simple, and paperwork-free for 730+ credit holders.
Where We Work
- 396 Superior Ave Newport Beach, CA 92663
- 714-326-7484 - Text First
- Darren@SimpleQuickCapital.com
- Mon - Sun 08:00 - 17:00