3 OPTIONS TO QUALIFY

PERSONAL CREDIT-
With a 700 Fico score with no late payments and a solid credit profile, you can qualify for $15k to 250k in 0% Business credit cards/lines at 0% for up to 18 months.
INCOME-
With a 680 Fico Score & verifiable personal income (most recent paystubs, last 2 years taxes if self employed. You can qualify for 5 year, unsecured loans up to $100k.
BUSINESS FINANCIALS-
With a 600 Fico Score and business bank statements of a minimum of $15,000 per month average for the past 3-6 months we have business loan options. Additionally, with 2 years of profitable business taxes/personal taxes there are funding programs upwards of $1M-$3M

$5M+

Funding Secured for Clients

800+

Entrepreneurs Approved

98%

Awards Client Satisfaction Rate

$200K

Max Credit Per Client

0% BUSINESS CREDIT CARDS- Up to $250k in 2-3 Weeks.
START UP/PERSONAL LOANS -Up to $25k in 3-10 Days.
BUSINESS LINE OF CREDIT- Up to $250k in as little as 3 Days.
BUSINESS REVENUE LOANS- Up to $500k in 24-48 hours.
BUSINESS TERM LOANS- Up to $1M in 1-3 weeks.
SBA 7a LOANS- Up to $5M in 1-3 Months.
COMMERCIAL REAL ESTATE- Up to $100M in 1-3 months.

Does the funding report to my personal credit?

No. Our business credit card funding does not report to your personal credit. While a hard inquiry is required as the personal guarantor, your personal credit report remains unaffected as long as monthly payments are made on time.

What if I don’t have a 700 credit score?

If your credit score is below 700, you can bring on a credit partner — such as a friend, family member, or business associate — who meets the 700+ requirement. They’ll act as the personal guarantor and apply on your behalf.

What is the turnaround time for funding?

Funding typically takes 2–4 weeks, depending on your specific profile and funding needs. Some cases may vary.

Can I liquidate the cards into cash?

Yes. We have access to verified, reliable sources that can convert your credit into cash — usually within 3–5 business days. These sources have been tested and trusted by our clients for years.

How many years do I need to be in business?

While banks often prefer at least 3 years in business, we’ve successfully funded clients with just 1 year, provided they have a strong personal credit profile and solid trade references.

What if I don’t have a business?

No problem. We can help you acquire a legitimate Unpublished Shelf Corporation, allowing you to meet the 3-year business age requirement set by most banks.

Does Simple Quick Capital Lending provide funding in all 50 states?

Yes, we proudly serve business owners in all 50 U.S. states.

How long does the 0% interest last?

Most 0% interest offers last between 6–15 months. We also coach you on how to secure ongoing 0% offers to extend your interest-free access to capital.

Simple Quick Capital helps entrepreneurs access up to $200K in business credit using only their personal credit — no tax returns, no bank statements. We make funding fast, simple, and paperwork-free for 730+ credit holders.

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